How It Works

CompareMortgageRatesByDate.com was created to give you instant insights into how mortgage rates have shifted over time — and what those shifts could mean for your wallet.

🔍 What We Do

We use official historical mortgage rate data from the Federal Reserve to find the nearest available rates for your selected start and end dates.

With those rates, we instantly calculate:

• The monthly payment difference based on your loan amount and loan term
• The total cost or savings over the life of your loan
• A visual graph of rate trends over your selected timeframe

💡 Why It Matters

Even a small change in mortgage rates can add up to thousands of dollars over time. By understanding rate trends, you can make smarter refinancing or home buying decisions.

⚡ Quick and Easy

Simply pick your two dates, enter your loan information (optional), and we'll show you the impact immediately — no signup required.