📈 See How Mortgage Rates Changed
And What It Could Cost You
Compare real historical mortgage rates between any two dates.
Instantly estimate how much a rate change could add — or save — on your loan.
Disclaimer: Forecasts are based on historical and public data and are provided for informational purposes only. This is not financial advice. Rates can vary daily.
About Mortgage Rate Changes
Buying a home or refinancing your mortgage is one of the biggest financial moves you'll ever make. But did you know that even small changes in interest rates can dramatically impact your loan cost?
This tool lets you instantly see how rates have shifted between any two dates — and what that change would mean for your monthly payment and total savings.
Why It Matters
A difference of just 0.5% in your mortgage rate could add up to $15,000–$30,000 over the life of a typical loan. Understanding when rates dropped — or how much they've risen — can help you time a refinance or make smarter buying decisions.
How It Works
We pull official historical data on 30-year, 20-year, 15-year, and 10-year fixed mortgage rates. Simply choose your start and end dates, and we’ll show you:
- Matched historical rates
- Monthly payment differences
- Total cost savings (or added cost)
- A visual chart of rate movement
The tool is fast, easy, and completely free to use. 🏡